Real bills. Paid straight to the creditor.
Cubro connects people who need help with a bill — power, water, rent, medical — with people who can cover it. Every bill is verified, and the money goes to the company that issued it, never to a stranger’s account.
Free for people who need help. A clear 3% fee for those who pay.
Two sides, one rule: the money only goes to the creditor.
Upload your bill
Snap a photo or upload the PDF. We read the details and hide your personal data.
We verify it
We confirm it’s real and still unpaid before anyone sees it.
Someone covers it
The payment goes to your provider, and we let you know when it’s confirmed.
Free for you. Your name is never shown.
Swipe verified bills
See the amount, the category and the city — never the person’s identity.
Pay the creditor directly
Your money goes to the utility, the hospital or the property manager, not to a personal account.
Get proof
You get a confirmation when the creditor posts the payment — and maybe a thank-you.
Bill amount + a 3% platform fee, shown before you pay.
One fee, in plain sight.
Cubro charges 3% on top of each bill, only to the person paying. That fee pays for verification, fraud checks and support.
- Shown before you pay. No surprises at checkout.
- Nothing for the person getting help. Uploading a bill is free.
- Refunded if the payment isn’t completed. You only pay the fee for bills you actually cover.
Built so both sides can trust it.
Every bill is verified
We check that each bill is authentic and still unpaid before it reaches the feed.
Privacy first
We hide names, addresses and full account numbers. People who upload stay anonymous.
No detours for money
Payments go to the creditor that issued the bill. Cubro never holds the bill money.
Real people, verified
Everyone who uploads confirms their identity. Accounts that break the rules are removed.
Be among the first to use Cubro.
We’re preparing a closed pilot in the United States. Join the list and we’ll invite you before the public launch.
Cubro is in development and doesn’t process payments yet.
You’re on the list
We’ll email you when the pilot opens. Meanwhile, share Cubro with someone who’d want to help.
Questions, answered.
When does Cubro launch?
We’re preparing a closed pilot in the United States. People on the waitlist get in first, and we’ll email you before it opens.
Is it a donation? Is it tax-deductible?
No. It’s a direct payment of someone else’s bill, not a gift to a charity, so it isn’t tax-deductible.
Which bills qualify?
Bills from US providers: utilities, internet and phone, rent, medical and education. Every bill is verified before it’s shown.
How does Cubro make money?
A 3% fee on top of each bill, charged only to the person paying. People who need help pay nothing.
What happens with my waitlist information?
We use it only to plan the pilot and to contact you about Cubro. We don’t sell it. Read the privacy policy.